Construction loans
Commercial construction pathways for ground-up and major rehab — matched as an independent broker, not one bank’s box.
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Call +1-305-731-8601
Independent broker · Wholesale access · English & Spanish · NMLS 1833072 / 1796772 · Equal Housing Opportunity
Who this path is for
Sponsors, developers, and investors whose project is clearer when we look at the asset and the build — ground-up construction, substantial renovation, or conversion into income-producing use when wholesale guidelines allow. Miami Brickell base; South Florida and beyond case by case.
What we do
- Review the project story: property type, plans or scope, budget, timeline, and how you hold title.
- Match wholesale commercial construction programs as a broker — not one bank’s checklist.
- Explain next steps plainly in English or Spanish — with no rate bravado and no promise of approval.
Typical use cases
New construction on entitled or entitleable sites where programs fit.
Substantial renovation turning a property into income-producing use.
When a wholesale program can carry build-out toward a longer hold (guidelines vary).
Hotel, multifamily, mixed-use, and other commercial assets may fit depending on the file — we match by asset and use of proceeds (not by a single product label).
How it works
- Tell us about the project and the goal (build, renovate, or convert; purchase of land/site when tied to the build story).
- We shop wholesale programs that can underwrite construction or construction-related financing where guidelines allow.
- You get a clear next step — with no commitment to lend until a real approval path exists.
Ready to talk through a construction project?
What helps a construction conversation
- Project address or market · property type · purchase vs own land
- Scope summary (ground-up vs rehab) · rough budget and timeline
- Borrower / entity experience and how title will be held
- Sources of equity and any existing debt on the site
Exact document lists depend on the wholesale program. We will tell you what matters for your file — we do not invent requirements to sound “easy.”
FAQ — construction loans
Do you lend construction money yourselves?
No. Ordeg Capital is a mortgage and commercial lending broker, not a bank or lender. We shop wholesale programs and introduce a fit when one exists.
Is this only for Miami?
We are based in Miami Brickell and work many South Florida files. Other markets are case by case when a wholesale program and the story align.
Ground-up only, or rehab too?
Both can be in scope when guidelines allow — ground-up, major rehab, and some conversion stories. Light cosmetic work alone is usually a different conversation (often refinance or cash-out on an existing asset).
What about hotel, multifamily, or mixed-use?
Those asset types appear often in commercial construction discussions. We still match by the specific project and use of proceeds — see also our mortgage & commercial loans hub for related commercial pathways.
Will you quote a rate on this page?
No. Rates and terms depend on the program, the asset, and underwriting. We explain process and next steps without rate bravado.
English and Spanish?
Yes. We can walk the construction conversation in English or Spanish.
Ordeg Capital is a mortgage and commercial lending broker, not a bank or lender. NMLS Company ID: 1833072. NMLS Individual ID: 1796772. Equal Housing Opportunity. This is not a commitment to lend. All loans subject to credit approval and program guidelines. Information is for general purposes and may change without notice. Authorized NAP: 1200 Brickell Avenue, Suite 350, Miami, FL 33131 · +1-305-731-8601 · info@ordegcapital.com.