Foreign national / ITIN

Pathways for foreign nationals and ITIN borrowers — explained clearly in English or Spanish.

Independent broker · Wholesale access · English & Spanish · Miami Brickell · NMLS 1833072 / 1796772 · Equal Housing Opportunity

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Who this path is for

Foreign nationals, ITIN filers, and cross-border borrowers whose file does not fit a simple U.S. SSN / W-2 box — and who want the next step explained without rate bravado.

What we do

• Review how you earn, how you file, and which documents you can produce.
• Match wholesale foreign-national / ITIN programs as a broker — not one bank’s box.
• Walk the process in English or Spanish so the path is clear before you commit time.

How it works

1. Tell us your residency/ITIN situation and the property goal (purchase, refinance, or cash-out).
2. We shop wholesale programs that can underwrite foreign-national or ITIN files where guidelines allow.
3. You get a clear next step — with no commitment to lend until a real approval path exists.

International & ITIN options

Related pathways

• Bank-statement / self-employed
• DSCR / investor
• Jumbo / move-up
• Mortgage & commercial loans hub

Ordeg Capital is a mortgage and commercial lending broker, not a bank or lender. NMLS Company ID: 1833072. NMLS Individual ID: 1796772. Equal Housing Opportunity. This is not a commitment to lend. All loans subject to credit approval and program guidelines. Information is for general purposes and may change without notice.